Privacy Policy
1. Acceptance of Terms
By accessing and using the website of Titan Collection and Credit Mgmt Inc. ("Titan," "we," "our," or "us"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website or services.
2. Use of Website
You agree to use this website only for lawful purposes and in accordance with these Terms. Specifically, you agree not to:
Use the website in any way that violates applicable laws or regulations
Attempt to gain unauthorized access to any part of our systems or networks
Transmit any material that is defamatory, offensive, or harmful
Interfere with the proper functioning of the website
Use the website for fraudulent or deceptive purposes
Collect or harvest any personally identifiable information from the website
3. Services Description
Titan provides credit and collection management services, including but not limited to skip tracing, repossession, cash collection, credit investigation, legal support, ROPA management, appraisal, and liaison services. The information on this website is for general informational purposes and does not constitute a binding offer. Specific service terms are defined in individual service agreements.
4. Intellectual Property
All content on this website including text, graphics, logos, images, and software is the property of Titan Collection and Credit Mgmt Inc. or its licensors and is protected by Philippine intellectual property laws. No material from this website may be copied, reproduced, distributed, or transmitted without our prior written consent.
5. Important Disclaimer
Titan Collection and Credit Management Inc. does not charge any fee at any stage of the collection or credit investigation process directly to individual debtors through this website. Our services are engaged by institutional clients under formal agreements.
Employees and agents of Titan are not authorized to demand or receive cash or personal payment from any individual on behalf of the company. Any such attempt should be reported immediately.
6. Limitation of Liability
To the fullest extent permitted by Philippine law, Titan shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with:
Your use of or inability to use the website
Any errors, omissions, or inaccuracies in the website content
Any interruption or cessation of website services
Any unauthorized access to your personal data
Any reliance on information provided on this website
This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied.
7. Third-Party Links
Our website may contain links to third-party websites for your convenience. These links do not signify endorsement of, or responsibility for, the content or practices of those websites. You access third-party websites entirely at your own risk.
8. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising from or related to the use of this website shall be subject to the exclusive jurisdiction of the courts of Pasig City, Philippines.
9. Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting to this website. Your continued use of the website after any changes constitutes acceptance of the revised terms.
10. Regulatory Compliance
Titan Collection and Credit Mgmt Inc. operates in compliance with applicable Philippine laws and regulations, including but not limited to:
Securities and Exchange Commission (SEC) regulations
Bangko Sentral ng Pilipinas (BSP) guidelines
BSP Memorandum Circular No. 18 (MC18) on outsourcing of collection services
Data Privacy Act of 2012 (Republic Act No. 10173)
11. Intellectual Property Provision
All content, features, and functionality of this website, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, and software, are the exclusive property of TITAN COLLECTION AND CREDIT MGMT INC. and are protected by applicable intellectual property laws.
This provision shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law principles
12. Contact Information
If you have any questions about these Terms and Conditions, please contact us:
Titan Collection and Credit Mgmt Inc.
Unit 1408 Jollibee Plaza Condominium, F. Ortigas Jr. Road, Ortigas Center, Pasig City, Philippines